Working with ABN, CIMB, Citibank, DBS, HLF, HSBC, Lloyds, Maybank, OCBC, POSB, RHB, SCB, SF, SIF, UOB and Westpac, our Accredited Mortgage Consultants will find you the best rate in Singapore and it won't cost you a cent!
GCF are Singapore's first and most trusted mortgage advisors. At GCF we guide our customers through the whole loan process using only Accredited Mortgage Consultants certified by MFAS and there is no cost to you. There are literally 100's of loan package combinations in the market. Don't get caught with outdated online generated information. For even better rates and packages that tailor to your needs - Call, Skype, E-mail or leave GCF your details below and we'll get back to you.
Global Creatif Financial - For The Best Home Loans In Singapore
Contact GCFtoday, find a Better mortgage
for a Better life!
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us directly.
Following the changes last September by the Government to remove the interest absorption scheme and interest-only housing loans, from Saturday February 20, buyers now face tighter rules in a move to curb speculation.
Anyone buying a property within a year of purchase will require to pay an additional stamp duty of 3 percent.
Lending institutions may now only lend up to 80%.
The measures taken by the Government are to reduce potential 'overheating' of the market following the positive sentiments of economic recovery and continued sharp rise in property prices. The move is seen to hit short term speculators and marginalised buyers, while buyers with the financial means to hold long term will remain unaffected.
Last Updated ( Sunday, 21 February 2010 09:28 )
What is a SIBOR loan?
Written by Administrator
Wednesday, 30 September 2009 10:08
SIBOR : Singapore Interbank Offered Rate. It is the rate at which banks lend to one another. There are many home loan packages in the market today which are tied to SIBOR at a percentage above either the 3 or 12 month SIBOR rate. The current SIBOR rate and historical trend can be see below. WIth SIBOR rates near all time lows, contact GCF today and find out why SIBOR packages make an attractive choice for many.
SIBOR RATES (S$) 2012-05-21
1 mnth: 0.32188
2 mnths: 0.37502
3 mnths: 0.39042
6 mnths: 0.44042
9 mnths: 0.51167
12 mnths: 0.59343
SWAP RATES (S$) 2012-05-21
1 mnth: 0.24394
2 mnths: 0.3309
3 mnths: 0.5951
6 mnths: 0.5951
9 mnths: 0.66959
12 mnths: 0.81124
Last Updated ( Sunday, 02 May 2010 08:06 )
Why should I use GCF?
Written by Administrator
Wednesday, 30 September 2009 10:02
Why GCF?
We are a group of Accredited Mortgage Consultants (AMCs) registered with Mortgage and Finance Association (Singapore) Pte Ltd (MFAS). We update you with the latest competitive packages from our list of 13 financiers, simplify the process for you, assist with paperwork and legwork to the point of signing Letter of Offer. Our services includes (a) Conducting Preliminary Valuations (b) Processing Approvals in Principle with credit checks (c) Refinancing and Restructuring of Loans (d) New Purchases Loan (e) International Loans.
We believe in professionalism, we believe in doing Mortgage Consulting for the best interest of our clients. We want to value add for our clients and help them look out for areas that perhaps a standard reasonable man may not be aware of.
The types of packages offered includes HDB, Private Residential and Commercial loans. Our services is Free for our customers.
Once registered as a client with us, we will periodically and regularly look into your loan packages to assess at any point in time, if there is a better deal suited for you.
